Loading Arizona new homes...Loading Arizona new homes...Run a complete monthly payment estimate, compare a builder incentive rate to a market rate, then use the Can I Afford This? tool to find a comfortable price range and current quick move-in homes worth reviewing.
Price, down payment, rate, taxes/insurance/HOA, and a clean market-rate comparison without making mobile users scroll forever.
Principal + interest $2,071
Taxes .45% $169
Insurance $60/mo
HOA $125
Loan amount $434,240
See how a lower builder incentive rate can change the monthly payment, lifetime interest picture, and buying power.
Builder credits can help, but they must be verified against the current home, lender, and contract terms.
Down payment$15,750
Estimated closing costs$11,250
Prepaids / reserves$2,250
Builder credit-Ask Tim
Estimated cash due$29,250
Freddie Mac PMMS 30-year fixed · US · As of 5/14/2026. Builder promotional rates display separately when applicable.
Full-screen calculator-page view for lifetime savings, monthly savings, and buying power difference. Examples only; Tim verifies current rate/incentive terms.
Compare the same example price against a market-rate scenario, 3.99% FHA promo example, and 4.75% conventional promo example. Then ask Tim to verify what applies today.
$2,920/mo estimated
Same example home price, before any builder promo-rate opportunity.You Save $548/mo
$197,280 lifetime savings estimate · $32,880 in 5 years · $6,576/yearYou Save $315/mo
$113,400 lifetime savings estimate · $18,900 in 5 years · $3,780/yearApproximately $6,576 per year, $32,880 in five years, and $197,280 across a 30-year loan in this illustrative example.
Examples are illustrative only. Rates, incentives, taxes, insurance, HOA, mortgage insurance, and qualification vary. Verify current terms with Tim and the lender.
Use income, debt, down payment, credit-score estimate, and your personal comfort level to create a simple planning range. This is educational only, not a loan approval.
Buckeye · Remington • Surprise · Rio Rancho Estates • Buckeye · Westpark
Send the price, down payment, rate/program assumption, comfort payment, and community. The next step is simply to verify what is current and what may apply.